Bankruptcy Court Online » Kevin Chern Esq.

New Maryland Rules Require More Proof in Debt Collection Cases

Kevin Chern Esq. — Wed, 04 Jan 2012 14:56:50 +0000

When a debt collection company or buyer shows up in District Court, they are usually just going by a person’s name, last known address and Social Security number to obtain a judgment against that person. Reacting to a flood...

New Maryland Rules Require More Proof in Debt Collection Cases is a post from: Bankruptcy Court Online

Jobs Returning from Overseas – What Does this Mean for Your Bankruptcy Law Firm?

Kevin Chern Esq. — Fri, 06 Aug 2010 16:07:53 +0000

USA Today is reporting that slowly but surely, jobs the U.S. lost to overseas locations such as China are making their way back home. That's obviously good news for the unemployed and for the U.S. economy in general, but what...

Jobs Returning from Overseas – What Does this Mean for Your Bankruptcy Law Firm? is a post from: Bankruptcy Court Online

New Study Suggests Credit Counseling is Beneficial for Bankruptcy Filers

Kevin Chern Esq. — Tue, 22 Jun 2010 21:26:50 +0000

We've all heard clients complain about the pre-filing credit counseling requirement and ask why they have to jump through this hoop when they know they're going to end up filing for bankruptcy anyway. In many cases, we may be inclined...

New Study Suggests Credit Counseling is Beneficial for Bankruptcy Filers is a post from: Bankruptcy Court Online

Waiting for the Dust to Settle on Lanning

Kevin Chern Esq. — Tue, 15 Jun 2010 16:34:15 +0000

In theory, when the U.S. Supreme Court rules on an issue, conflict and confusion among lower courts is laid to rest. Back in March, when the Supreme Court ruled in United Student Aid Funds, Inc. v. Espinosa, the case caused...

Waiting for the Dust to Settle on Lanning is a post from: Bankruptcy Court Online

New HAMP Guidelines Include Borrowers in Bankruptcy

Kevin Chern Esq. — Wed, 02 Jun 2010 19:52:42 +0000

A new opportunity to assist consumer bankruptcy clients facing foreclosure opened up yesterday, when Treasury Department Supplemental Directive 10-02 took effect. Among other things, the directive requires servicers to consider borrowers in bankruptcy ...

New HAMP Guidelines Include Borrowers in Bankruptcy is a post from: Bankruptcy Court Online

Question Admissibility of Creditor / Mortgage Servicer Records

Kevin Chern Esq. — Fri, 28 May 2010 15:11:38 +0000

While the popular press has made much of the way sliced, diced and flipped mortgages and other securitized debts have resulted in messy (or non-existent) paper trails that may provide opportunities for debtors, many courts and even debtor's attorneys a...

Question Admissibility of Creditor / Mortgage Servicer Records is a post from: Bankruptcy Court Online

Are the Wrong People Filing for Bankruptcy?

Kevin Chern Esq. — Mon, 10 May 2010 16:36:19 +0000

Ronald J. Mann and Katherine Porter's recent study reveals some interesting patterns in consumer bankruptcy. For instance, only a small fraction of those families in the greatest financial distress seek bankruptcy protection. In fact, few of those faci...

Are the Wrong People Filing for Bankruptcy? is a post from: Bankruptcy Court Online

NACBA Members, Don’t Forget to Vote

Kevin Chern Esq. — Tue, 13 Apr 2010 19:33:13 +0000

April 15 isn't the only important deadline coming up! Don't forget that ballots for the NACBA Board of Directors must be received by April 20, 2010. If you haven't seen the candidate statements, they are available in the Members Only...

NACBA Members, Don’t Forget to Vote is a post from: Bankruptcy Court Online

U.S. Supreme Court Says Attorneys are Debt Relief Agencies under BAPCPA, Upholds Ban on Advising Clients to Incur Additional Debt

Kevin Chern Esq. — Mon, 08 Mar 2010 17:39:16 +0000

For nearly five years, courts across the country have been asked to determine whether or not BAPCPA's Debt Relief Agency designation applies to bankruptcy lawyers and whether the disclosure requirements and limitations on advice set forth in BAPCPA wer...

U.S. Supreme Court Says Attorneys are Debt Relief Agencies under BAPCPA, Upholds Ban on Advising Clients to Incur Additional Debt is a post from: Bankruptcy Court Online

Bankruptcy Stats Take Center Stage in Health Care Reform Debate

Kevin Chern Esq. — Mon, 01 Mar 2010 16:11:50 +0000

Statistics have long told us that a significant percentage of personal bankruptcy filings in the United States stemmed from medical problems. A 2001 study indicated that medical problems were a contributing factor in at least 46.2% of personal bankrupt...

Bankruptcy Stats Take Center Stage in Health Care Reform Debate is a post from: Bankruptcy Court Online