Your financial aid offer letter will show how much a college or university is willing to offer in the way of student loans and scholarships. But what happens when that figure is too low? How can you appeal?

For many recent graduates, the grace period before they must begin repaying their Stafford Loans won’t come to a close until the fall, most likely in November. But for the lucky few who have already secured a job and an income, there might be a temptation to start repayment a few months early. So should they do it?

Hello folks! In our rush of excitement over the passing of SAFRA, we forgot to blog about this year’s federal student loan interest rates. Here is the complete listing, all in one place for convenience: Undergraduate Unsubsidized Direct Stafford Loan: 6.80% APR Subsidized Direct Stafford Loan: 4.50% APR Graduate Unsubsidized Direct Stafford Loan: 6.80% APR [...]

Hi readers! If you’re confused by the federal Direct Loans switchover currently in progress, you’ll be happy to know that we’ve put together a guide to the steps required to apply for and receive federal direct loans. Download the Direct Loans Guide PDF » You will need Adobe Reader (or other PDF software like Apple [...]

We’re now just one week away until the student reform changes officially start going into effect.

Seeing as it is the end of June, most of you have received your financial aid award letters and know what your federal loans look like for the upcoming academic year. [poll id="3"] So, did you receive enough money in Stafford loans? Keep in mind that there are annual limits for each category (subsidized and [...]

Can't remember how much of your graduate school tuition will be covered by a Stafford Loan? Want to know when your next PLUS loan disbursement will arrive? You can access all of your federal loan details online through the Department of Education’s National Student Loan Data System (NSLDS) database.

As you can see, it doesn't sound like much, but it makes a big impact in the long run. Quadruple the savings above and the deal becomes bigger and bigger.

Many graduating seniors are still in the midst of their six-month grace period before they have to begin student loan repayment. But for some lucky graduates who have secured a job and have the means, they may be interested in starting repayment before their grace period is up.