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	<title>Bankruptcy Court Online &#187; avoid foreclosure</title>
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	<link>http://bankruptcycourtonline.com</link>
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		<title>The Foreclosure Report – April 2012</title>
		<link>http://bankruptcycourtonline.com/bankruptcy-court/avoiding-bankruptcy/foreclosure/the-foreclosure-report-april-2012/</link>
		<comments>http://bankruptcycourtonline.com/bankruptcy-court/avoiding-bankruptcy/foreclosure/the-foreclosure-report-april-2012/#comments</comments>
		<pubDate>Tue, 15 May 2012 01:41:55 +0000</pubDate>
		<dc:creator>Susan</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[avoid bankruptcy]]></category>
		<category><![CDATA[avoid foreclosure]]></category>
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		<guid isPermaLink="false">http://www.foreclosuretruth.com/?p=1694</guid>
		<description><![CDATA[Foreclosure Activity Declines Hurting Investors April 2012 Foreclosure Starts declined across our coverage area wiping out the small gains in new foreclosure filings last month. In California, Notice of Default filings are down 69.8 percent from the pe...<p><a href="http://bankruptcycourtonline.com/bankruptcy-court/avoiding-bankruptcy/foreclosure/the-foreclosure-report-april-2012/">The Foreclosure Report – April 2012</a> is a post from: <a href="http://bankruptcycourtonline.com">Bankruptcy Court Online</a></p>
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			<content:encoded><![CDATA[Foreclosure Activity Declines Hurting Investors April 2012 Foreclosure Starts declined across our coverage area wiping out the small gains in new foreclosure filings last month. In California, Notice of Default filings are down 69.8 percent from the peak in March 2009, and 15.8 percent from April 2011. Notice of Trustee Sale Filings, the start of [...]]]></content:encoded>
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		<title>The housing crash was no accident; maybe it’s time to start assigning blame!</title>
		<link>http://bankruptcycourtonline.com/bankruptcy-court/avoiding-bankruptcy/foreclosure/the-housing-crash-was-no-accident-maybe-its-time-to-start-assigning-blame/</link>
		<comments>http://bankruptcycourtonline.com/bankruptcy-court/avoiding-bankruptcy/foreclosure/the-housing-crash-was-no-accident-maybe-its-time-to-start-assigning-blame/#comments</comments>
		<pubDate>Wed, 18 Apr 2012 15:43:45 +0000</pubDate>
		<dc:creator>Michelle Lenahan</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
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		<guid isPermaLink="false">http://www.foreclosuretruth.com/?p=1686</guid>
		<description><![CDATA[If you have ever been in an auto accident, you know that insurance adjusters from both sides examine the accident to determine the comparative negligence. If the fault was fifty percent yours, you are responsible for 50 percent of the damage. Having tr...<p><a href="http://bankruptcycourtonline.com/bankruptcy-court/avoiding-bankruptcy/foreclosure/the-housing-crash-was-no-accident-maybe-its-time-to-start-assigning-blame/">The housing crash was no accident; maybe it’s time to start assigning blame!</a> is a post from: <a href="http://bankruptcycourtonline.com">Bankruptcy Court Online</a></p>
]]></description>
			<content:encoded><![CDATA[If you have ever been in an auto accident, you know that insurance adjusters from both sides examine the accident to determine the comparative negligence. If the fault was fifty percent yours, you are responsible for 50 percent of the damage. Having tracked hundreds of thousands of foreclosures, we have yet to see a single [...]<img src="http://feeds.feedburner.com/~r/ForeclosureTruth/Sean/~4/g-qMWJtVvp8" height="1" width="1"/>]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<title>The Foreclosure Report – March 2012</title>
		<link>http://bankruptcycourtonline.com/bankruptcy-court/avoiding-bankruptcy/foreclosure/the-foreclosure-report-march-2012/</link>
		<comments>http://bankruptcycourtonline.com/bankruptcy-court/avoiding-bankruptcy/foreclosure/the-foreclosure-report-march-2012/#comments</comments>
		<pubDate>Fri, 13 Apr 2012 14:08:40 +0000</pubDate>
		<dc:creator>Mike Daniel</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
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		<category><![CDATA[avoid bankruptcy]]></category>
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		<guid isPermaLink="false">http://www.foreclosuretruth.com/?p=1680</guid>
		<description><![CDATA[For the second month in a row we’ve seen a dramatic drop in the number of properties sold at foreclosure, or “trustee sale”, auctions. Foreclosure sales in California are down 16.7 percent from February to March 2012 and down 53.1 percent from Ma...<p><a href="http://bankruptcycourtonline.com/bankruptcy-court/avoiding-bankruptcy/foreclosure/the-foreclosure-report-march-2012/">The Foreclosure Report – March 2012</a> is a post from: <a href="http://bankruptcycourtonline.com">Bankruptcy Court Online</a></p>
]]></description>
			<content:encoded><![CDATA[For the second month in a row we’ve seen a dramatic drop in the number of properties sold at foreclosure, or “trustee sale”, auctions. Foreclosure sales in California are down 16.7 percent from February to March 2012 and down 53.1 percent from March a year ago. A total of 86,487 sales were scheduled to occur [...]<img src="http://feeds.feedburner.com/~r/ForeclosureTruth/Sean/~4/GvVG7WBil80" height="1" width="1"/>]]></content:encoded>
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		<title>2012: The Year of the Short Sale?</title>
		<link>http://bankruptcycourtonline.com/bankruptcy-court/avoiding-bankruptcy/foreclosure/2012-the-year-of-the-short-sale/</link>
		<comments>http://bankruptcycourtonline.com/bankruptcy-court/avoiding-bankruptcy/foreclosure/2012-the-year-of-the-short-sale/#comments</comments>
		<pubDate>Tue, 10 Apr 2012 23:35:41 +0000</pubDate>
		<dc:creator>Mike Daniel</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
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		<category><![CDATA[avoid bankruptcy]]></category>
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		<guid isPermaLink="false">http://www.foreclosuretruth.com/?p=1672</guid>
		<description><![CDATA[As we mentioned in the February Foreclosure Report, government intervention into the foreclosure crisis has slowed the rate at which foreclosures go to trustee sale. As a result, there are fewer houses to buy, either at the auction, or from the banks a...<p><a href="http://bankruptcycourtonline.com/bankruptcy-court/avoiding-bankruptcy/foreclosure/2012-the-year-of-the-short-sale/">2012: The Year of the Short Sale?</a> is a post from: <a href="http://bankruptcycourtonline.com">Bankruptcy Court Online</a></p>
]]></description>
			<content:encoded><![CDATA[As we mentioned in the February Foreclosure Report, government intervention into the foreclosure crisis has slowed the rate at which foreclosures go to trustee sale. As a result, there are fewer houses to buy, either at the auction, or from the banks as REOs. In fact, fewer auction properties went back to the bank in [...]]]></content:encoded>
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		<title>Which Line is for the $2,000 Payment?</title>
		<link>http://bankruptcycourtonline.com/bankruptcy-court/avoiding-bankruptcy/foreclosure/which-line-is-for-the-2000-payment/</link>
		<comments>http://bankruptcycourtonline.com/bankruptcy-court/avoiding-bankruptcy/foreclosure/which-line-is-for-the-2000-payment/#comments</comments>
		<pubDate>Tue, 20 Mar 2012 21:16:50 +0000</pubDate>
		<dc:creator>Michelle Lenahan</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[avoid bankruptcy]]></category>
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		<guid isPermaLink="false">http://www.foreclosuretruth.com/?p=1668</guid>
		<description><![CDATA[In February, US Attorney General Eric Holder announced the unprecedented $25 billion national mortgage settlement with the five largest banks in the US. One of the provisions of the settlement is a $2,000 payment to homeowners who lost their homes to f...<p><a href="http://bankruptcycourtonline.com/bankruptcy-court/avoiding-bankruptcy/foreclosure/which-line-is-for-the-2000-payment/">Which Line is for the $2,000 Payment?</a> is a post from: <a href="http://bankruptcycourtonline.com">Bankruptcy Court Online</a></p>
]]></description>
			<content:encoded><![CDATA[In February, US Attorney General Eric Holder announced the unprecedented $25 billion national mortgage settlement with the five largest banks in the US. One of the provisions of the settlement is a $2,000 payment to homeowners who lost their homes to foreclosure. A month later, people are asking, &#8220;When am I going to get my [...]]]></content:encoded>
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		<title>The Foreclosure Report – February 2012</title>
		<link>http://bankruptcycourtonline.com/bankruptcy-court/avoiding-bankruptcy/foreclosure/the-foreclosure-report-february-2012/</link>
		<comments>http://bankruptcycourtonline.com/bankruptcy-court/avoiding-bankruptcy/foreclosure/the-foreclosure-report-february-2012/#comments</comments>
		<pubDate>Tue, 13 Mar 2012 16:29:26 +0000</pubDate>
		<dc:creator>Mike Daniel</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
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		<category><![CDATA[avoid bankruptcy]]></category>
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		<guid isPermaLink="false">http://www.foreclosuretruth.com/?p=1660</guid>
		<description><![CDATA[Foreclosure Activity Continues to Fall The &#8220;foreclosure wave&#8221; many predicted at the end of last year is beginning to look more like a drought, as foreclosure sales dropped significantly in February. Although sales to 3rd Parties, typically ...<p><a href="http://bankruptcycourtonline.com/bankruptcy-court/avoiding-bankruptcy/foreclosure/the-foreclosure-report-february-2012/">The Foreclosure Report – February 2012</a> is a post from: <a href="http://bankruptcycourtonline.com">Bankruptcy Court Online</a></p>
]]></description>
			<content:encoded><![CDATA[Foreclosure Activity Continues to Fall The &#8220;foreclosure wave&#8221; many predicted at the end of last year is beginning to look more like a drought, as foreclosure sales dropped significantly in February. Although sales to 3rd Parties, typically investors, were down month-over-month, as a percentage of all sales 3rd Parties purchased a record 37.6 percent of [...]]]></content:encoded>
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		<title>Head to Head: Home Price Index vs. Housing Affordability Index</title>
		<link>http://bankruptcycourtonline.com/bankruptcy-court/avoiding-bankruptcy/foreclosure/head-to-head-home-price-index-vs-housing-affordability-index/</link>
		<comments>http://bankruptcycourtonline.com/bankruptcy-court/avoiding-bankruptcy/foreclosure/head-to-head-home-price-index-vs-housing-affordability-index/#comments</comments>
		<pubDate>Fri, 09 Mar 2012 22:12:55 +0000</pubDate>
		<dc:creator>Mike Daniel</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
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		<category><![CDATA[avoid bankruptcy]]></category>
		<category><![CDATA[avoid foreclosure]]></category>
		<category><![CDATA[bankruptcy and foreclosure]]></category>
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		<guid isPermaLink="false">http://www.foreclosuretruth.com/?p=1645</guid>
		<description><![CDATA[Compare these two headlines: Case-Shiller Home Price Index Ends 2011 With New Lows (February 28, 2012) * Home Affordability Index Hits Record High (March 7, 2011) ** Throughout the housing crisis, the headlines have focused on the precipitous fall of p...<p><a href="http://bankruptcycourtonline.com/bankruptcy-court/avoiding-bankruptcy/foreclosure/head-to-head-home-price-index-vs-housing-affordability-index/">Head to Head: Home Price Index vs. Housing Affordability Index</a> is a post from: <a href="http://bankruptcycourtonline.com">Bankruptcy Court Online</a></p>
]]></description>
			<content:encoded><![CDATA[Compare these two headlines: Case-Shiller Home Price Index Ends 2011 With New Lows (February 28, 2012) * Home Affordability Index Hits Record High (March 7, 2011) ** Throughout the housing crisis, the headlines have focused on the precipitous fall of prices and the resulting plight of homeowners who are underwater. There is no doubt that [...]]]></content:encoded>
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		<title>California to Enforce Overlooked Property Tax Law as a Source of Revenue</title>
		<link>http://bankruptcycourtonline.com/bankruptcy-court/avoiding-bankruptcy/foreclosure/california-to-enforce-overlooked-property-tax-law-as-a-source-of-revenue/</link>
		<comments>http://bankruptcycourtonline.com/bankruptcy-court/avoiding-bankruptcy/foreclosure/california-to-enforce-overlooked-property-tax-law-as-a-source-of-revenue/#comments</comments>
		<pubDate>Tue, 28 Feb 2012 20:14:51 +0000</pubDate>
		<dc:creator>Mike Daniel</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
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		<category><![CDATA[avoid bankruptcy]]></category>
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		<guid isPermaLink="false">http://www.foreclosuretruth.com/?p=1636</guid>
		<description><![CDATA[One of our real estate predictions will soon have an impact on your tax return. At the end of 2010, Sean O&#8217;Toole predicted that states would to look to property taxes to make up budget shortfalls. During 2011, the California Franchise Tax Board (...<p><a href="http://bankruptcycourtonline.com/bankruptcy-court/avoiding-bankruptcy/foreclosure/california-to-enforce-overlooked-property-tax-law-as-a-source-of-revenue/">California to Enforce Overlooked Property Tax Law as a Source of Revenue</a> is a post from: <a href="http://bankruptcycourtonline.com">Bankruptcy Court Online</a></p>
]]></description>
			<content:encoded><![CDATA[One of our real estate predictions will soon have an impact on your tax return. At the end of 2010, Sean O&#8217;Toole predicted that states would to look to property taxes to make up budget shortfalls. During 2011, the California Franchise Tax Board (FTB) proposed a change to Schedule CA to require the information necessary [...]<img src="http://feeds.feedburner.com/~r/ForeclosureTruth/Sean/~4/okCftiBIkBM" height="1" width="1"/>]]></content:encoded>
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		<item>
		<title>The Foreclosure Report – January 2012</title>
		<link>http://bankruptcycourtonline.com/bankruptcy-court/avoiding-bankruptcy/foreclosure/the-foreclosure-report-january-2012/</link>
		<comments>http://bankruptcycourtonline.com/bankruptcy-court/avoiding-bankruptcy/foreclosure/the-foreclosure-report-january-2012/#comments</comments>
		<pubDate>Tue, 14 Feb 2012 17:57:20 +0000</pubDate>
		<dc:creator>Mike Daniel</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
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		<category><![CDATA[avoid bankruptcy]]></category>
		<category><![CDATA[avoid foreclosure]]></category>
		<category><![CDATA[bankruptcy and foreclosure]]></category>
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		<guid isPermaLink="false">http://www.foreclosuretruth.com/?p=1632</guid>
		<description><![CDATA[Trustee Sale Investors Kickoff the New Year with Near Record Activity Real Estate investors started off 2012 with a bang. Sales to Third Parties, typically investors rose significantly in January throughout our coverage area, with the exception of Wash...<p><a href="http://bankruptcycourtonline.com/bankruptcy-court/avoiding-bankruptcy/foreclosure/the-foreclosure-report-january-2012/">The Foreclosure Report – January 2012</a> is a post from: <a href="http://bankruptcycourtonline.com">Bankruptcy Court Online</a></p>
]]></description>
			<content:encoded><![CDATA[Trustee Sale Investors Kickoff the New Year with Near Record Activity Real Estate investors started off 2012 with a bang. Sales to Third Parties, typically investors rose significantly in January throughout our coverage area, with the exception of Washington. California saw the most activity, with investors purchasing 3,964 properties for $766.2 million. Note that trustee [...]<img src="http://feeds.feedburner.com/~r/ForeclosureTruth/Sean/~4/38aRJzcXESc" height="1" width="1"/>]]></content:encoded>
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		<title>The Foreclosure Report – December 2011</title>
		<link>http://bankruptcycourtonline.com/bankruptcy-court/avoiding-bankruptcy/foreclosure/the-foreclosure-report-december-2011/</link>
		<comments>http://bankruptcycourtonline.com/bankruptcy-court/avoiding-bankruptcy/foreclosure/the-foreclosure-report-december-2011/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 17:17:30 +0000</pubDate>
		<dc:creator>Mike Daniel</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[avoid bankruptcy]]></category>
		<category><![CDATA[avoid foreclosure]]></category>
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		<guid isPermaLink="false">http://www.foreclosuretruth.com/?p=1622</guid>
		<description><![CDATA[2011 Foreclosure Activity Ends With a Whimper Foreclosure Starts dropped significantly throughout our coverage area with the exception of a modest increase in Oregon. Foreclosure Sales were mixed, and down far less than we expected given lender announc...<p><a href="http://bankruptcycourtonline.com/bankruptcy-court/avoiding-bankruptcy/foreclosure/the-foreclosure-report-december-2011/">The Foreclosure Report – December 2011</a> is a post from: <a href="http://bankruptcycourtonline.com">Bankruptcy Court Online</a></p>
]]></description>
			<content:encoded><![CDATA[2011 Foreclosure Activity Ends With a Whimper Foreclosure Starts dropped significantly throughout our coverage area with the exception of a modest increase in Oregon. Foreclosure Sales were mixed, and down far less than we expected given lender announcements of holiday moratoriums. California and Washington actually saw modest increases. Also surprising was a drop in the [...]]]></content:encoded>
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